The Travel Insurance I Personally Use & Recommend
If you’re travelling, living abroad, or backpacking long-term, travel insurance isn’t something you want to gamble on. Things can and do go wrong — and having the right cover gives you real peace of mind when you’re far from home.
After doing plenty of research and using it myself, the travel insurance I personally recommend is
SafetyWing
It’s designed specifically for long-term travellers, backpackers, and people living overseas — and it’s worked perfectly for me.size and more.
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Why I Recommend SafetyWing;
Flexible monthly cover – Renew every 28 days and cancel anytime. Ideal if plans change.
Worldwide coverage – Travel between countries without needing a new policy.
Strong medical protection – High coverage limits for accidents, illness, and emergencies.
Adventure & activity cover – Includes many popular activities like scuba diving and adventure sports.
Gadget & personal belongings cover – Protection if valuables like phones, laptops, or gear are lost or stolen.
Remote & digital nomad friendly – Access telemedicine and virtual doctor consultations anywhere.
COVID-19 included – Medical treatment and related costs covered.
Affordable for long-term travel – One of the best value options for backpackers and long stays.
You can buy or extend your policy from anywhere in the world, even after your trip has already started — which is ideal if you’re travelling without fixed plans.
As with any insurance, coverage depends on the policy and activity level — always double-check the fine print for your specific plans.
SafetyWing Is a Great Option If Your;
Backpacking or travelling long-term, especially without fixed return dates
Exploring Southeast Asia, Australia, or multiple countries on one trip
Living or working abroad, including working holiday visas
A digital nomad or remote worker needing flexible, ongoing cover
Planning adventure activities, such as scuba diving or similar experiences
Travelling with valuable gear, like phones, laptops, cameras, or work equipment
Already on the road and need insurance you can start or extend anytime
If your plans are flexible and you want simple, affordable cover that works wherever you go, SafetyWing is hard to beat.
If you want to check out SafetyWing, you can do so via the link below.
Full transparency: if you use my link, I earn a small commission at no extra cost to you — it helps support my content and is genuinely appreciated.
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Disclaimer: Cal's presentation is based on his personal experience and knowledge, and should not be considered a professional certification or expert opinion.
